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Roth IRA Conversions? Better Wait and See.

Prairie Eco-Thrifter

The money in the IRA can be used during your lifetime, but then can accumulate tax free while the next guy in line for it takes minimum distributions over his life. This is because the money is protected in the tax deferred (or tax free) account and it can build significantly over time.

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Current Mortgage Rates: Compare today’s rates | NerdWallet

Savings Corner

Instead, they use a mortgage, which is a loan to buy a home. Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Mortgage lenders use credit scores to evaluate risk. How you’re using the home. What is a mortgage? Your credit score.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. I have been using it ever since.

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A Healthy Environment Should Be Our #1 Priority

Prairie Eco-Thrifter

Every few years in this country we go through a song and dance show to elect our leaders and representatives. From education to taxes to the deficit to foreign policy, the candidates tell us what we want to hear only to constantly change positions throughout their elected tenure. Here’s why… Education .

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More Drilling is Not The Solution We Need for Our Energy Future

Prairie Eco-Thrifter

Shortsighted as ever, many of our elected officials are ok with allowing oil companies to drill anywhere and everywhere – mainly because some of those profits end up in campaign coffers come election years. Why would we permit more exploration when they have not even used so much of what we already granted them?

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Totally Money Blog Carnival #18 – 6 Ways to Save Money Edition

Prairie Eco-Thrifter

Do you use those to achieve happiness on your own or do you pass those opportunities by? Why not use your dividends to pay your expenses? Tax Debt Help presents Savers Tax Credit: Get Rewarded for Retirement. A step-by-step HOWTO on selling used products on Amazon. Are you getting the best interest gains you can?