article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Our emergency fund has saved us countless times and it will save us once again with the truck. If you can’t answer with the word, CASH , then please, set yourself up for success and build an emergency fund. Follow these three action steps and the list of ideas below to find the cash for your fund.

article thumbnail

How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I have written often about the importance of an emergency fund. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. We have an emergency fund, but after this crisis, we will likely need to replenish it and increase the amount that we keep.

Budgeting 246
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

My Life Plan

Family Balance Sheet

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds. Looking forward.

article thumbnail

Grocery Budget Challenge – April Meeting

Family Balance Sheet

We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. How did you do in April? Did you plan your meals regularly?

Budgeting 100
article thumbnail

How to Conduct an Effective Family Financial Analysis

Prairie Eco-Thrifter

Establishing emergency funds aids you in building up savings for unexpected expenses. Control Spending on Food. Practice self-discipline in controlling your food expenses. These constraints will help you get that food budget back under control. Travel and Vacation. Is eating your weakness?

Family 196
article thumbnail

Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. Budgeting in the Fun Stuff: Financing Food and Fun for $20 So there her and her boyfriend are in the supermarket with approximately $20 in hand. So what did they do?

October 200
article thumbnail

10 Savvy Ways to Save in 2014

Saving Cents With Sense

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Sign up for Daily Deal sites , like Groupon and Living Social to save on everything from dining out and salon services to car maintenance and vacations.

2014 88