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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. Our Story: April is always a very expensive month for us. This savings account should strictly be your Personal Escrow Account and these funds are only to be used for the bills that you have identified in step #1.

Bills 130
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Yes Virginia, There is a Money Tree

Prairie Eco-Thrifter

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. Earning a sub-poverty-level income for decades as a Catholic priest, he focused on his investments in his free time, and was worth nearly $1 million when he died. Genesio Morlacci.

Virginia 160
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Yakezie Carnival November 13, 2011- November Edition

Prairie Eco-Thrifter

He discusses income beneficiaries, remainder beneficiaries and provides and example of the use of a dynasty trust. Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Some freedom.

November 188
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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. We take advantage of anything we can get if it is free or cheap, but do we need to?

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

But, with each of the above, you lose the use of that money and often have little chance of even getting it back, let alone making it grow. We could take on debt to grow using other people’s money. Using a student loan to get educated or re-educated in a new (presumably higher paying) field could also be a sure thing.

Money 124
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Meet Aja. She & her husband Paid Off $110,000 in Debt

Family Balance Sheet

Today’s debt free story is from Aja. Tell us about you and your family. It took use about 10 years because we didn’t get serious until the 11th hour. What inspired you to get debt free? For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free.

Debt 100
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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site. You will learn exactly what settings, plugins, and themes he uses. Personal Finance Whiz : What Is An Emergency Fund?

October 200