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How We Frugal-ed in June 2023

Family Balance Sheet

I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account. 6 – Gas points – 60 cents off gas! I took advantage of the June gift card promotion at GIANT and bought four $25 gift cards and earned 6 times the gas points.

Frugal 100
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Are You Prepared For An Emergency?

Prairie Eco-Thrifter

This can help cut down on confusion later, and help you increase your safety in the event of an emergency. Know where the turn-off valves are for your gas and water. Broken water and gas mains can make an already difficult situation intolerable — and even more dangerous.

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Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first.

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How Much Car Can I Afford?

Savings Corner

Be sure to factor in costs like maintenance, gas and insurance in addition to loan or lease payments. Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time. You can use fueleconomy.gov to search for mileage estimates for your car of choice.

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Do You Have A Plan for Replacing Your Appliances?

Family Balance Sheet

I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. Not all appliances need to be serviced, but we do have our AC unit and our two gas fire places serviced yearly. 4 - Start a replacement fund. We certainly don't want to go into debt either. My main concern is that AC unit.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. Is the conventional advice of keeping a 3 to 6 month emergency fund still valid? I wish we had some of these in Canada.

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Sigh.

Finally Frugal

For the last few months, I've noticed some 'sputtering' in the engine when I put my foot on the gas after changing gears. My emergency fund earns 1.10% interest. Since I take public transportation, I put about 2,500 miles a year on it, if that. As far as maintenance, I get regular oil changes and that's about it. Bad, bad, bad.