Family Balance Sheet
OCTOBER 18, 2019
1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here. We limited our dinners out. We cut our gym memberships.
Prairie Eco-Thrifter
NOVEMBER 8, 2012
My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. Even some of my groceries are automatically billed, since I have milk delivery from a local dairy, and organic produced delivered to my door weekly.
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Family Balance Sheet
FEBRUARY 2, 2017
Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). She and her husband also used a visual motivation chart posted on their refrigerator. What need are you trying to fulfill by over spending or shopping? goals to get us there.
Prairie Eco-Thrifter
NOVEMBER 30, 2014
You have to stay healthy and motivated for many years to grow a money tree. Put the savings you made at the grocery with coupons into the savings account. We have enough to live on from other sources and an emergency fund. Start by taking care of yourself . Mentally, physically and spiritually. Tax yourself. Keep saving.
Penny Pinchin' Mom
MARCH 11, 2024
Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Buy in Bulk Apart from using coupons, I advocate buying in bulk when at the grocery store.
Family Balance Sheet
JANUARY 1, 2015
In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Maintaining a grocery budget is a weekly process for me. When I blow off meal planning, I blow up our grocery budget. Weekly Meals on a Budget.
Family Balance Sheet
SEPTEMBER 29, 2016
This is where we cut out any extra spending, such as personal money and clothing money, as well as trying to cut our grocery budget for the month, and add the money we saved to the debt payment. Meal plan and cook from scratch – I’ll do a weekly meal plan and then only go to the grocery store once.
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