Prairie Eco-Thrifter
AUGUST 12, 2013
Personal financiers will frequently advise that you have an emergency fund of 3-6 months of expenses in your bank account at all times. Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). .
Family Balance Sheet
APRIL 11, 2020
Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund. I have been using it ever since. Emergency Savings = Last Resort. Cash is King.
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Prairie Eco-Thrifter
NOVEMBER 17, 2018
It’s easy to lose hope, particularly when money is tight and you’re desperate to find a new job, but it’s important not to let the strain of the experience get to you. At the same time, you’ll need to make sure that you compare your options online using sites like Readies.co.uk 2. Stay Organized.
Prairie Eco-Thrifter
NOVEMBER 30, 2014
The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. Well, kids, your parents lied to you – money does grow on trees. A money tree starts out growing slowly, so small at first that you don’t even think it is there.
Family Balance Sheet
JUNE 30, 2015
When you’re in the trenches, it can be very hard to think beyond the present. At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. Contribute to our retirement funds.
Prairie Eco-Thrifter
FEBRUARY 4, 2014
When I was younger, I used to think that a higher income was the solution to most of my financial issues. Our son was growing, and we knew we wanted to provide him with extracurricular activities that made sense for him — music and sports and scouting. However, this isn’t always the case. I like travel.
Penny Pinchin' Mom
JANUARY 16, 2024
Also see: The Best Personal Financial Books for Young Families Get a Financial Advisor A financial advisor will help you do three things: Get a hold of your expenditures Structure your savings Maximize your investments These are all steps that, if practiced consistently, will help you grow your personal wealth in the long run.
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