Family Balance Sheet

MAY 6, 2020

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

MAY 21, 2021

Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. 3 – Set your guidelines for the year. This list became our personal Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

JANUARY 26, 2016

Guidelines for 2016: 1. Choose Thrift First. I have made a pact with myself that if I don’t already own something that I need, I will either: make do with what I have, find said item at a thrift store, borrow, or forget about it. In other words, I’m coming up short. Make it a Necessities Only Year.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 17, 2018

The Guidelines for 2018: 1. However, we could use a year of extra thriftiness to find any extra funds to accelerate the $10k. While I love thrift stores, I can be easily swayed to run into Target, TJ Maxx, and/or Kohl’s when I feel like I need something. Save a starter Home Emergency Fund. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113