Remove Emergency Fund Remove Lunches Remove Pay Off Debt Remove Used
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How Angela & Jeff paid off $58,000 of Debt in 2 Years

Family Balance Sheet

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We used (and currently still follow) Dave Ramsey’s Baby Steps. What are the top 3 – 5 ways you found money to put towards debt. We are currently working towards fully funding our emergency fund.

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How We Paid off Six Figures of Debt

Family Balance Sheet

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. But at the beginning of our journey to pay off the debt, I was listening to Dave Ramsey on the radio. In 2020, we still use and are thankful for Medi-share. We drive older cars.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We have been using this system ever since. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. To get started, gather the following: pencil.

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