Remove Emergency Fund Remove Re-use Remove Renovation Remove Restaurant
article thumbnail

Our 2018 Financial Goals

Family Balance Sheet

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Restaurants. 2017 Update.

article thumbnail

How We Paid off Six Figures of Debt

Family Balance Sheet

Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re STILL here! What could possibly go wrong? We drive older cars.

Debt 130
article thumbnail

How to Start a Budget (and be successful at it!)

Family Balance Sheet

We have been using this system ever since. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. Also color coding will be helpful as this is a visual exercise, and you will be using all of this info in the upcoming steps. How to Start a Budget (and be successful at it!).

Budgeting 133