Family Balance Sheet
APRIL 1, 2021
Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. 3 Action Steps to Set Up Your Emergency Fund. It is NOT a spending account.
Family Balance Sheet
APRIL 11, 2020
Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund. I have been using it ever since. Emergency Savings = Last Resort. Cash is King.
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Prairie Eco-Thrifter
FEBRUARY 4, 2014
When I was younger, I used to think that a higher income was the solution to most of my financial issues. Now, all of a sudden, we had enough money that we could try nicer restaurants. So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. We make plenty!”
Family Balance Sheet
MAY 21, 2021
Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office.
Family Balance Sheet
FEBRUARY 2, 2017
They’re still working on developing their goals for 2017. She and her husband also used a visual motivation chart posted on their refrigerator. Determine what exactly you are trying to achieve when you’re crafting your goals. goals to get us there. Shannon and her husband paid off $22,000 in nine months.
Family Balance Sheet
SEPTEMBER 29, 2016
We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps. We kept the initial celebration pretty low-key and just went out for dinner to our favorite sushi restaurant. What are your financial goals now?
Family Balance Sheet
JANUARY 17, 2018
We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Restaurants. 2017 Update.
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