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How We Frugal-ed in June 2023

Family Balance Sheet

However, we all agreed that the existing furniture was not comfortable, especially to watch movies. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account. As much as we would have loved an extra day in Florida, it wasn’t an option, so we rented a car.

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The Easiest Ways to Save Money on Household Expenses

Prairie Eco-Thrifter

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Do you watch a lot movies at the theater or rent a lot of movies through a mail order service? We know that times are tough. I mean, really tough.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Watch out! , Tim from How to Make Bankable Savings discusses Buy Versus Rent: Non-Financial Considerations are Ke y The decision to buy or rent your home involves more than a financial analysis. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund.

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Nicole from Nicole and Maggie: Grumpy Rumblings Ask the grumpies: when to buy vs. rent. Specifically, how important emergency fund planning was for a couple with a veterinary emergency at their home.” FMF from Free Money Finance says My First Property Purchase Goes South.

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Having that emergency fund to keep on paying for the utilities when you lose your job, or for buying the new furnace when the old one gives out may save you from using high interest debt, such as credit cards or title or payday loans to finance your day to day needs. You may not be comfortable doing more risky things with your money.

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How We Paid off Six Figures of Debt

Family Balance Sheet

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Also, the monthly mortgage payment was less than our rent payment. Read: How We Watch Great TV without Cable. Everything looked great on paper. What could possibly go wrong? We said NO a lot.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

This could be your rent/mortgage, utilities, loan payments, anything that has a due date. Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. Sample Budget Calendar. For informational purposes only.

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