Family Balance Sheet

APRIL 1, 2021

Barter your gym membership! Do you have a gym membership? However, if you do use it , ask your gym if they swap volunteer hours for a free membership. Years ago, my husband received a free family membership by working at the front desk of the gym from 6 – 9 am two Saturdays a month. 9 – Collect your change.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

OCTOBER 9, 2014

I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. Variable categories change monthly depending on your spending habits and include categories like groceries, dining out, clothing, utilities, and entertainment. Gym Membership. It saves us $67 a month.

Budgeting 100

Budgeting Budget Finance Organic 100

Saving Cents With Sense

MARCH 21, 2011

His Financial Peace University teaches people how to make the right decisions regarding money and empowers them to achieve their financial goals. The pack comes with entertaining books, 6 audio CDs, and other fun interactive tools to get kids excited.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Family Balance Sheet

JULY 22, 2015

I cancelled my gym membership because I rarely used it. We also used the cash envelope system for our variable expenses which helped keep us from overspending on categories like groceries and entertainment. If married, who initiated the debt free goal? What are your financial goals now?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I would never tell someone to cancel the gym membership if they use it, and if you do use a gym membership, find out how my husband got a FREE family gym membership.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

DECEMBER 10, 2014

I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. I also decided I didn’t need extra luxuries like my gym membership and cable TV. He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

The Frugal Girl

MARCH 4, 2024

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. We don’t have to spend a lot for entertainment. I didn’t shingle the roof due to a fear of heights, but Alan, his dad, and my brother did.

Green And Frugal 176

Green And Frugal Kids and Family Hotel Frugal 176