Prairie Eco-Thrifter

DECEMBER 31, 2012

If you want to free up more time for volunteer work, picture yourself serving at the food kitchen, or picture the end results of a charity auction that you helped plan. Think about what success will look like, and you will have more motivation to stick with your goals, and make them happen. Use Positive Language.

Goals 230

Goals Financial Goals Work Re-use 230

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps. Shop with a list, and not just for food. We have also stuck to the cash envelope method to help us control our variable spending.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. Many of their ideas were inspiring and their stories continued to motivate me through the entire process. I started Careful Cents and used that as a platform to find freelance writing opportunities. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. I no longer use credit cards – only debit cards or cash. Where are you from?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

AUGUST 11, 2014

I just moved to the more rural area to enjoy time gardening and cooking with real foods. Use this to develop a budget & determine where you will cut back. (If Meal plan based on dietary needs and whatever your hot buttons are for foods. (I Use cash system with envelopes for your over spending areas. Life will happen.

Debt Free 235

Debt Free Debt Mom Goals 235