Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. What gives? Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

MAY 30, 2012

A budget provides you with a financial roadmap to get to where you want to be in life. A budget gives it to you plain and simple – the good, the bad and the ugly. Not having a budget is a small mistake that can turn into a huge financial error! Careless Spending This type of over-spending has an accumulative effect.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

OCTOBER 7, 2014

It makes us think of sacrifice, giving up all the fun stuff and obsessing over every dollar we spend. And for this reason, we tend to avoid making them, or we give it a go and quickly abandon it. So, don’t set goals based on a monthly budget that has some wiggle room in it for fun things, things that enhance your life.

Money 113

Money Goals Budgeting Budget 113

Penny Pinchin' Mom

DECEMBER 17, 2023

By that, I mean you have created a weekly, monthly, and even annual budget, or you’ve taken the time to go through my Financial Reboot Course to give yourself an excellent chance to reign in your finances. Let’s assume that, like me, you’ve done everything necessary to streamline your spending.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. We also went through multiple job losses, surgeries, huge car repairs, etc. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. What are your financial goals now?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 12, 2016

It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. I didn’t really have to give up a lot while I was getting out of debt. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100