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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? These folks didn’t corner the market on goal success either, instead they just got the task DONE. Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence.

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Our Big Financial Goal for 2016

Family Balance Sheet

At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. You can only cut so much from a budget, so to fill in our shortfall, we’ll need to also earn extra income by growing our small business and growing my blog income. Earn Additional Income.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Also see: The Best Personal Financial Books for Young Families Get a Financial Advisor A financial advisor will help you do three things: Get a hold of your expenditures Structure your savings Maximize your investments These are all steps that, if practiced consistently, will help you grow your personal wealth in the long run.

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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Move up the Student Loan Payoff Date.

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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals. Bottom Line?

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

My mission is to help families increase their assets, reduce their liabilities, and grow their net worth. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. However, knowing your numbers will help you determine and make a plan for the messiness.

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Embrace the Negative!

Prairie Eco-Thrifter

Set new financial goals for yourself. As a parent, your expectations of your growing child increase month by month and year by year. Set new goals for yourself at each stage of life. You know that you are going to grow when things go wrong. Credit card offerings to college students used to be ubiquitous.

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