How to Achieve Your Financial Goals (tips from the achievers)

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Wonder what sets you apart from the people that seem to crush their financial goals? with their goals. These folks didn’t corner the market on goal success either, instead they just got the task DONE. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. His 2017 goal is to make $100,000 in online income. She hit that goal in September 2016.

What are YOUR Financial Goals? | 31 Days to Organize Your Finances

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By the end of the month, my goal is to help you have a detailed financial plan for your family. Today’s assignment: List your SMART financial goals. Earlier this year, my husband and I wrote a specific list of financial goals and named it Our Debt Freedom Plan. Prior this plan, we had set goals, but never before had we been so specific with a step by step approach. When writing goals, you want to make sure they are S.M.A.R.T. goals.

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Make Money Your Hobby

Prairie Eco-Thrifter

Those books, Kiyosaki’s Rich Dad, Poor Dad , Ecker’s The Millionaire Mind , Orman’s Money Book for the Young, Fabulous, and Broke , among others, became the catalyst for a brand new personal hobby… money. Money stopped being a burden and became a hobby, something I enjoyed and thrived on- literally. I wonder what would happen if more people adopted the money hobby. Find something to motivate you into becoming financially literate.

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Shannon & Her Husband Paid off $22,000 in 9 Months

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What are your hobbies? That’s about it for hobbies, as our little ones are 1 and 3. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. If married, who initiated the debt free goal? What are your financial goals now?

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Chit Chat: 06.17.18

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The garden was my hobby for many years, but in the end, the weeds took over so much that I stopped enjoying my hobby and it became a dreadful chore. This month’s challenge: Create a Financial Vision Board. we’re working on our Financial Vision Board in the month of June. The topic came to me when I realized that my husband and I haven’t really talked about our future financial goals in awhile.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

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What are your hobbies? I knew then, that no matter what it took, I had to dig myself out of this financial situation and move. Who initiated the debt free goal? He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now? Our financial goals have shifted to growing my new business. Please note, I AM NOT A FINANCIAL PLANNER. Today’s Debt Free Story is from Carrie.

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Marriage and Money: 5 Tips To Reduce the Money Arguments

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I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. The tasks will vary between households, so devise a to-do list of your family's financial tasks , so that the FOM knows what is expected of them. It is not always easy to communicate your current financial snapshot with your spouse, so let the balance sheet do the talking for you.

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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

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What are your hobbies? That’s one of my hobbies.) I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Who initiated the debt free goal? We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. What are your financial goals now? Debt Free Stories Financial Freedom

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

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She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. What are your hobbies? How they sacrificed to win financially. I ended up taking Financial Peace University as well. What are your financial goals now? My next big hairy audacious goal is to buy a home with cash! Please note, I AM NOT A FINANCIAL PLANNER.

How this Couple Eliminated $180,000 of Debt in 12 Months!

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What are your hobbies? He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. If married, who initiated the debt free goal? I told him I was not okay with student loans, and that if he wanted to go back to school, we had to get in a better position financially. Getting out of debt can be easy depending on your financial situation, its STAYING DEBT FREE that can be challenging.

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Find out how Deacon & his Wife Paid off $52,000 of Debt in 18 Months

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He is a financial coach and blogs at Well Kept Wallet. What are your hobbies? I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. If married, who initiated the debt free goal? I handle the finances for the most part, however, my wife does have a lot of input in making financial decisions. What are your financial goals now?

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

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What are your hobbies? . If married, who initiated the debt free goal? The short term sacrifice was for the long term goal of being debt free. What are your financial goals now? My goal with sharing our story and maintaining Debt Discipline is to hopefully help someone else out there in need. Since becoming debt free, I have been involved with our local community, school district, as well as my company to help spread the financial literacy word.

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Jen & Her Husband Paid off $212,000 in Debt & Medical Expenses in 48 Months

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What are your hobbies? Dave Ramsey’s FPU (Financial Peace University). Who initiated the debt free goal? I quit nagging and began to talk about where we were going through hopes, dreams, and goals versus only talking about the things we were going to eliminate. We both see the overall goals and where we are going together. What are your financial goals now? Please note, I AM NOT A FINANCIAL PLANNER.

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25 Ways to Find Money for Your Emergency Fund

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And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself.

Find Out How Ruth and Her Husband Paid off Their Mortgage

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What are your hobbies? We paid off our law school and car loans several years ago, just because we didn’t like having them hang over our heads, but then we took a Financial Peace University class and made it our goal to pay off our house as well. If married, who initiated the debt free goal? We were working together towards a common goal so we fought much LESS than when we were going in different directions. What are your financial goals now?

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

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What are your hobbies? We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. Who initiated the debt free goal? What are your financial goals now? When you can agree on a common goal then you both be very excited and motivated to get the debt paid off. Get into a Financial Peace University (FPU) class and attend every lesson. Please note, I AM NOT A FINANCIAL PLANNER.

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Meet Doug & Laura. They Paid off $23,000 in 16 Months. | Debt Free Stories

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What are your hobbies? I went through Dave Ramsey’s Financial Peace University when I was 18 years old. When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free. We knew the principles of Financial Peace University; however, we also met with a financial planner who was also a huge Dave Ramsey fan. Meet with a financial advisor. Our goal is to meet with experts and ask them for advice.

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New Year, New You

Cheap Chica's Guide To Style

Remove unnecessary obligations that keep you from reaching your physical, mental, and personal goals. If you have a busy scheduled filled to the brim with work, hobbies, and chores, carving out some time for your friends can be difficult. They can be short-term, easy fixes to save money throughout the year, while also potentially helping you achieve larger financial goals. A new year is a time for a fresh start.

Top Tips for Strengthening Your Money Mojo

Prairie Eco-Thrifter

That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. Do you have an expensive hobby that you perhaps need to rein in a bit? There are lots of great sites, such as this one, that offer great tips on making budgets for all types of people and goals. So, don’t set goals based on a monthly budget that has some wiggle room in it for fun things, things that enhance your life. Get Specific with Goals.

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Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

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What are your hobbies? If married, who initiated the debt free goal? We had the same goal and are in agreement with living a debt free lifestyle. What are your financial goals now? Please note, I AM NOT A FINANCIAL PLANNER. Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. Where are you from?

How Angela & Jeff paid off $58,000 of Debt in 2 Years

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What are your hobbies? We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). If married, who initiated the debt free goal? I was the one that approached Jeff with the debt free goal after doing some research online. What are your financial goals now? Meet Angela.

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Meet Aja. She & her husband Paid Off $110,000 in Debt

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What are your hobbies? Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free. If married, who initiated the debt free goal? We agree on what happens to our extra cash and discuss weekly our goals for saving and investing as well as any big ticket purchases on the horizon.

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Meet Tracy, a Single Mom Who Paid Off $41,587 | Debt Free Stories

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What are your hobbies? I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially. I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused. Who initiated the debt free goal? I initiated the debt free goal. What are your financial goals now?

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Find out how Jessica & Her Husband Paid off $175,000 of Debt

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What are your hobbies? Our lives have been forever changed and our opportunity to financial success in the future are greater than they could have ever been! He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. If married, who initiated the debt free goal? What are your financial goals now?

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Find out How Drew & Farrah Paid off $200k of debt, including their HOME

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What are your hobbies? We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. It’s been busy with the babies and so much work/income that hobbies lately have been sleeping (if we can) and traveling. Working together, sharing the same goals and vision, talking about milestones. If married, who initiated the debt free goal? We would keep our goals on paper on the fridge.

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Find out how Maureen Paid off $79,540 in Credit Card & Student Loan Debt

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What are your hobbies? I explored this by reading some of the best financial books out there that tackle the psychological issues in which people use money in unhealthy ways. I felt a lot of relief when I was finally debt free and actually made a new goal to pay off my house as quickly as possible. What are your financial goals now? Please note, I AM NOT A FINANCIAL PLANNER. Today’s Debt Free Story is from Maureen.

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

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What are your hobbies? All of this plays into our desire for financial stability. We did watch Financial Peace University with a few of our friends and that was encouraging. As we started deepening our interest in becoming debt free we found plenty of financial bloggers and other resources that encouraged us along the way. One of the reasons we decided to start our own blog was to hopefully do for someone else what those financial blogs did for us.

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25 Ways to Find Money for Your Emergency Fund

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And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. Consider what your hobbies and interests are and look for work in those fields. Emergencies happen when you least expect it. Just last week, my husband sent me a short text, “truck $700.”

Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

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What are your hobbies? Make your goals visual. If married, who initiated the debt free goal? What are your financial goals now? Right now, the main goal is to finish saving up all the money my husband needs to finish school, which should be done later this year. The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car. Please note, I AM NOT A FINANCIAL PLANNER.

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Find Out How Olivia & Her Husband Paid off Their Mortgage in 33 Months

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What are your hobbies? Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. We purposefully waited to have kids (4 years) until we felt financially sound. People always told me “you’ll never be able to afford kids” or “there’s never a good time to have kids financially.” We read both of Dave’s books (Financial Peace and The Total Money Makeover). If married, who initiated the debt free goal?

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Find out how Richard paid off $40,000 of debt

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Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. What are your hobbies? Finally that careful financial tightrope I was walking came tumbling down. It really was no way to live; constantly worrying about a surprise bill dropping through the door and how I could handle even the slightest financial emergency. I’m currently in this phase; going from debt free to financial freedom.

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How Krystal and Josh paid off $80k in 4 years!

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What are your hobbies? A life goal of ours is. If married, who initiated the debt free goal? What are your financial goals now? Write down your goals, change your mindset about debt-free living, and go. some goals, write up a budget, cut out everything you can at first, and. because you will at some point) read back through the goals you set and. Meet Krystal.

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Meet Stacy. She and her husband paid off $20,000 in 8 Months.

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What are your hobbies? We took his Financial Peace course once before we were married and twice afterwards…and now Barry teaches it. If married, who initiated the debt free goal? We both were on board with the debt-free goal. We went to Nashville to Financial Peace Plaza and screamed WE’RE DEBT FREE on the air with Dave Ramsey. What are your financial goals now? Please note, I AM NOT A FINANCIAL PLANNER.

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