Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

MAY 30, 2012

Controlling careless spending of even $5-10 a week and putting it into savings, can add up significantly over time. Many people think they have no choice in this but the reality is, most people can find small ways to cut spending so that they can put a small regular amount into savings. It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

OCTOBER 7, 2014

Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. So, what are some of your goals?

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

SEPTEMBER 9, 2014

We also went through multiple job losses, surgeries, huge car repairs, etc. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt? We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Penny Pinchin' Mom

DECEMBER 17, 2023

Emergencies constitute things like: Job loss Medical emergencies Accidents Unplanned large purchases (necessary large purchases) Natural disaster expenses You absolutely need to have this money set aside somewhere it can be easily accessed but also not within your day-to-day reach. If not, you need to get one.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

APRIL 12, 2016

It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. Share your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100