Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

JUNE 30, 2015

I broke my goals into two categories: Financial and Personal. Our Financial Goals: Pay off our non-mortgage debt. Pay off our mortgage debt. Celebrate debt freedom with a big family trip to Hawaii or Paris. Continue to live debt free with the ability to travel more, give more, pursue our passions.

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Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 4, 2015

Read more about Shannon’s debt free journey. What inspired you to get debt free? In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. We were living on one income that placed us just at the top of lower class income level.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

APRIL 19, 2016

Once I started getting out of debt I read Your Money or Your Life and it changed my whole outlook on money. What are the top 3 – 5 ways you found money to put towards debt. I sold old stuff I no longer used/wanted. No longer was I able to participate the way I used to so that caused a lot of stress. There is hope!

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Credit Cards Debt Free College Debt 100

Family Balance Sheet

JULY 2, 2015

However, with my husband being an architect and an overall really handy guy, we decided that fixing up the house and selling it could give us enough profit to at least pay off a big chunk of our debt. It took us two years of my husband working full-time at his job and then using every other second to work on the house.

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Student Debt Debt Free Finds 100

Family Balance Sheet

JANUARY 7, 2015

We were debt free before I was 30 , including our home. The only debt we had was a mortgage – however when we first got married we were stupid and bought a Mercedes. We ended up using my remaining collage savings to pay that off. We quit when we were paying off debt. Don’t be afraid to be around us.

Debt Free 100

Debt Free Debt Budgeting Budget 100