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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. Get started: Shop around with at least three lenders or a mortgage broker to increase your chances of getting a low interest rate. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

No-closing-cost refinance Caret Down A no-closing-cost refinance is a type of low-cost refinance that allows you to refinance without paying closing costs upfront. Most refinances won’t affect your property taxes, but completing a remodel with a cash-out refinance can increase your home’s value — which could mean a higher tax bill.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Alan and I, by choice, bought land in an area with low property taxes. Being frugal is just playing with numbers – and winning.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Small home = Low Expenses. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes.

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