Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Make a commitment. .

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) From start to finish it took us a very long time — I would guess 10 years. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 9, 2021

Listed below is our original debt freedom plan that we wrote back in 2013. At that time, our kids were 8 & 6, and now they’re both teenagers and wrapping up ninth & seventh grades. Paying off our six figures of non-mortgage debt was one of the happiest days of my life, and really is the defining step of this entire plan.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We used (and currently still follow) Dave Ramsey’s Baby Steps. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. We have been using this system ever since.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. Many of their ideas were inspiring and their stories continued to motivate me through the entire process.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! I had planned to pay it all off in 2.5 It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt.

Credit Cards 100

Credit Cards Debt Debt Free Student 100