Family Balance Sheet

APRIL 1, 2021

Follow these three action steps and the list of ideas below to find the cash for your fund. 1 – Determine how much you need. Now it’s time to FIND THE MONEY! 25 Ways to Find Money for your Emergency Fund. To kick start your emergency fund savings, take the next 31 days and challenge yourself to find $1000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MAY 24, 2016

Day 24 of 31 Days to Slash your Grocery Spending: Save on Organic. I work weekly to adhere to our grocery budget, so I am always looking for ways to save money on organic food. It is possible to buy organic foods even on a strict grocery budget and here are my best tips. How to Save on Organic Food.

Organic 113

Organic Organization Food Saving 113

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. As a planner by nature, I actually like the term, “spending plan.” How to Start a Budget (and be successful at it!). You can find that here: [link].

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

OCTOBER 31, 2013

In the month of October, I participated in The Nester’s 31 Days event and my challenge was to find $1000. Mondays thru Saturdays in October, I offered ideas to help you find $1000 too. And on Sundays, we met here to catch our breath and let everyone know how we were finding our cash. So how did you do?

Finds 258

Finds October Bank of America Friends And Family Sale 258

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. To read more about our experience, read How to Get a FREE Gym Membership. In 2013, our average monthly grocery spending was $635. Cable TV & Land Line.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

FEBRUARY 1, 2023

The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!) Do you know how much money is flowing in and out of your bank accounts?

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

FEBRUARY 16, 2016

Follow these three action steps and the list of ideas below to find the cash for your fund. 1 – Determine how much you need. Now it’s time to FIND THE MONEY! 30 Ways to Find Money for your Emergency Fund. Look for money within your budget and find creative ways to earn extra money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

FEBRUARY 2, 2017

You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” What need are you trying to fulfill by over spending or shopping? 2) Find a Side Hustle. Cut back on spending.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2023

So, now it is time to buckle down to find the snowball money once again. Plan our Spending. Find the holes. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense.

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

FEBRUARY 1, 2019

but rather find creative ways to get through the month without unnecessary spending. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. Go sledding.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

OCTOBER 13, 2017

Grocery spending can get out of hand quickly, so I post our weekly menu to ensure that I am planning it weekly. Our monthly grocery budget for my family of 4 is $500. Want to lower your grocery bill? These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. Please share in the comments.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

APRIL 6, 2011

My humble coupon case: If you are new to couponing or even the subject of saving money on groceries, watching TV shows, like Extreme Couponing on TLC, can be overwhelming or intimidating. I guess it is possible to buy hundreds or even thousands of dollars worth of groceries for pocket change, but nobody needs 62 bottles of mustard.or

Land o lakes 166

Land o lakes TV shows Saving Money Menu Planning 166

Family Balance Sheet

OCTOBER 9, 2014

Variable categories change monthly depending on your spending habits and include categories like groceries, dining out, clothing, utilities, and entertainment. To find three categories to reduce, take a look at your variable expenses. Groceries. I talk a lot about grocery spending on this blog. Dining Out.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

JULY 16, 2015

If you are trying to reduce your expenses, groceries should be the first thing you attack. And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. Read How to Get a FREE Gym Membership for more details.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Prairie Eco-Thrifter

APRIL 7, 2013

However, I find that when I start spring cleaning, I am usually surprised by how much work it is. I write down how much of it I have, and then find recipes so that I can use up the ingredients that were just sitting there. I actually enjoy the thought of spring cleaning. Get Organized'

Cleaning 221

Cleaning Appliances Donation Green And Frugal 221

Family Balance Sheet

JANUARY 1, 2015

These will continue as long as I can find people don’t mind being open and transparent about their debt free story. If you’ve missed the previous interviews, you can find them HERE. Maintaining a grocery budget is a weekly process for me. When I blow off meal planning, I blow up our grocery budget.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JULY 9, 2015

When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. They Managed their Grocery Spending.

Debt Free 100

Debt Free Debt Budgeting Budget 100