Family Balance Sheet

OCTOBER 14, 2013

On Sundays, we’ll meet here to catch our breath, and let everyone know how we’re finding our $1000. If there is one line item in everyone’s budget that can get out of control it is groceries. Yes, there are coupons, but you don’t have to use them to reduce your grocery bill. Stop wasting food.

Grocery Spending 113

Grocery Spending Groceries Grocery Finds 113

Family Balance Sheet

AUGUST 28, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. At the beginning of August, I was $100 short from June when we used some of our Christmas savings for gifts that were needed that month.

August 100

August Club Christmas Goals 100

Family Balance Sheet

MARCH 23, 2011

Try replacing some paper products on your list with cloth and re-usable products that you probably have around the house and you will not only reduce your grocery spending, but you will also reduce your waste. I use flannel hankies during sniffle season. I have been using a Silpat Nonstick Silicone Baking Mat for years.

Economical 185

Economical Kitchen Paper Groceries 185

Family Balance Sheet

APRIL 1, 2021

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. Try freezer cooking.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JUNE 8, 2018

We have been using this system ever since. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. receipts, statements, all upcoming bills, and any other history of your spending. – Food: groceries, meals out, school lunches.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JULY 9, 2015

Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. Acadia’s husband used his handy skills to fix up their home that they eventually sold for a profit. Jenn and her husband sold stuff they were no longer using and put it towards debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100