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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We use the gym, so we’ve never felt like it was a waste of money. Last summer my husband started volunteering at the Y in exchange for a free family membership and now we have all of the benefits of the gym, but not the monthly fee. To read more about our experience, read How to Get a FREE Gym Membership. Gym Membership.

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8 Action Steps for a Frugal February!

Family Balance Sheet

We could really use an intentional month of frugalness to reset our mindset. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. 5 – Plan ahead.

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Ten Paper Products To Cross Off Your Grocery List | Kitchen Economics Link Up

Family Balance Sheet

Try replacing some paper products on your list with cloth and re-usable products that you probably have around the house and you will not only reduce your grocery spending, but you will also reduce your waste. I use flannel hankies during sniffle season. I have been using a Silpat Nonstick Silicone Baking Mat for years.

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Spring Cleaning Tasks to Get a Head Start On

Prairie Eco-Thrifter

Even re-organizing the garage can leave you with a chill. Many households take spring cleaning as an opportunity to repaint, hang photographs and picture frames, and re-organize art. I write down how much of it I have, and then find recipes so that I can use up the ingredients that were just sitting there. Wipe Down the Walls.

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What We Ate this Week on our Budget 10.13.17

Family Balance Sheet

Grocery spending can get out of hand quickly, so I post our weekly menu to ensure that I am planning it weekly. Our monthly grocery budget for my family of 4 is $500. Wednesday: I used the Instant Pot to make meatloaf and mashed potatoes. I served with steamed vegetables and homemade sugar-free applesauce.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

We have been using this system ever since. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. receipts, statements, all upcoming bills, and any other history of your spending. How to Start a Budget (and be successful at it!). lined paper. calculator.

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10 Smart Ways to Become Debt Free

Family Balance Sheet

The idea of becoming debt free makes me downright giddy. What did they specifically do to become debt free? So back in August of 2014, I scoured the internet to look for sources for a new series, Debt Free Stories. 10 Smart Ways to Become Debt Free. But selfishly, I wanted to know their secret. How hard was it?

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