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How to Build your Emergency Fund

Family Balance Sheet

Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery. In fact, I’m pretty sure we used some wedding gift money to get our fund started. Instead, it is for life’s emergencies and unexpected expenses. COMING SOON!

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Meet a Reader | JenRR from the Midwest

The Frugal Girl

At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. How did you get interested in saving money?

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Put Yourself on the Path of Happiness for the Holiday Season

Prairie Eco-Thrifter

He became a hoarder, he has not worked in years, he feels unemployable and his house is now encumbered with debt and will soon be put up for a tax sale. How does he find the blessings of the holiday season with no money to buy gifts? How does he get his self-esteem back?

Holiday 183
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90210, Original Cast

Work With What You've Got

Dress, Forever XXI Leggings, Target Boots, GAP Kids Necklaces, self made Leather cuff, Italy, gift Bracelets, Various Goofball, Husband. Tags: Denim Jacket Target husband Bitten gifts GAP self-made Forever XXI. Which is actually his mother’s Swatch. He wore it until it died last January.

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Frugal doubt.

Finally Frugal

Most forecasters think home values will decline another 5 to 10 percent in 2011, as high unemployment causes more foreclosures and a glut of homes pushes prices down. Meanwhile, I could be working on that student loan, almost half of which may be paid off by the generous gift of a family member. The rout isn't over, unfortunately.

Frugal 45
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And if They Don’t Believe Me Now, Will They Ever Believe Me?

Work With What You've Got

I can’t keep a gift a secret to save my life. Tee, Wal-Mart Skirt, Gift (Ann Taylor) Tights, Target Shoes, Target Beads, vintage Bag, Thrifted. Tags: Target vintage gifts Thrifted WalMart. And she kept it to herself. THAT, my friends, is something I could never ever do. I need you to open it as soon as possible.

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How to Pick A Career

Prairie Eco-Thrifter

Summer jobs become permanent ones; family or friends pressure young people toward options that avoid temporary unemployment. Are you a talented singer; a gifted musician, a fast swimmer, or an agile dancer? “ In no particular order, here are some of the ways I have witnessed careers being chosen.