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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? My husband and I discussed some ideas over our holiday break. We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. But after that, our goals were not as specific.

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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Post Holiday Lifestyle Detox

Prairie Eco-Thrifter

What’s more demotivating than stepping on the scale and seeing a weight gain from all of the holiday treats, or looking outside before a workout and seeing incessant rain? The holidays, in North American culture , are a time for extreme and gluttonous excess. I was in denial. Diet Detox. Media Detox. Get Healthy'

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Choose Thrift First Challenge – January Meeting

Family Balance Sheet

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In January, I only ventured into Target because our daughters wanted to go and spend some of their Christmas gift money. How did you do in January? Surprisingly I was able to walk out with nothing for myself.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays.

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2019 Christmas Savings Club | February Meeting

Family Balance Sheet

On January 25, 2019, I started the Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . Once you were comfortable with the total, divide that number by 10.

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Healthy Habits - Why Your Winter Weight Won't Shift

Motherhood Moments

Gaining weight in winter is common due to reduced activity levels and an increased calorie intake associated with the holidays - but many of us are unhappy with our excess pounds. This results in the January gym rush as new exercisers join the gym - but then for many, their initial enthusiasm dies down and they stop regular gym visits.