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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year.

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Meet a Reader | Gretchen from Oregon

The Frugal Girl

My cute kids when they were little I used to be a Spanish teacher until I stopped working to stay home with my kids. Although we had to invest in machines like a plucker and scalder for butchering chickens, as well as the animals and their shelters, eventually our home-raised meat will be basically free.

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2019 Debt Freedom Plan Update

Family Balance Sheet

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. 1 – Save a starter Home Emergency Fund.

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Create your debt freedom plan

Family Balance Sheet

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business. Something happens mentally when you WRITE down your goals and plans for execution. It was a reminder of our priorities.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

When you refinance your home, you’ll apply in a similar way to when you applied to purchase your home. You’ll pay for a home appraisal. Your goal might be to adopt a shorter loan term, or maybe your focus is to lower monthly payments. Here’s generally how it works: The lender will do a credit check.