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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year.

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Our 2019 Financial Goal

Family Balance Sheet

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018.

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Should Parents Pay For Good Grades?

Prairie Eco-Thrifter

There is and has been a swirling cloud of controversy surrounding whether or not parents should reward their children for earning good grades in school. To me, it is normal and natural for a parent to want their child to do well – in school and in life. I believe that smart parents find ways to reward behavior they want to encourage.

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8 Ways to Reach Your Goals

Prairie Eco-Thrifter

We often approach goals as a chance to change. Setting a goal is our chance to finally save that money, lose that weight, or exercise more. Having a new goal is great in the beginning because there is nothing like the feelings of excitement of finally making a positive change in your life. Remember, every bit counts.

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Fun Ways to Get Kids Involved in Spring Cleaning

Couponing 101

Cleaning teaches kids valuable skills that they can use for the rest of their lives. While they may seem like mundane tools to grownups, kids might see them as fun new possessions they are eager to use. Plus, you can help your child learn to clean while you’re there to supervise and provide direction. That’s right!

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Rethink Your Christmas Spending | 31 Days to Find $1000 | Christmas Savings Club

Family Balance Sheet

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. In years past, we used a credit card to purchase our gifts and paid the card off in January. How did you do in October to reach your savings goal?

Christmas 100
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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

I am used to moving a lot! I am the oldest of seven kids (yes, we all have the same parents – I get asked that quite a bit!). It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt.