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How We’re Using Upromise to Save for College

Family Balance Sheet

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. How to Save for College with Upromise: The first step to saving for college with Upromise is to join.

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The Top Personal Finance Tips For Recent Graduates; From 10 different Finance Experts

Prairie Eco-Thrifter

Concentrate more on saving than investing. It’s a lot easier to save your way into a secure future than to invest your way there.” –Tom From Day One, it is crucial to set aside some portion of each paycheck toward a retirement account.” It’s better to save a minimal amount than not to save anything.” Rafael Pardo.

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How To Teach Your Kids to Save Money

Couponing 101

Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. Thinking of having over $21,000 in debt after graduation is enough to make too many kids reconsider college!

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Create a Gift Giving Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Download another budget (but save under a different name) for your other yearly gift giving. There are birthdays, anniversaries,weddings, babies, graduations, Mother’s Day, Father’s Day, Valentine’s Day and many more days to plan for. Do you save money every month for your gift spending?

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

When my own parents were the age that I am now, I was graduating from college. At my age, my parents had 20 years of kid-free living ahead of them to focus on their own career goals and to save for their retirement. I had put all of that pressure on myself when I really needed a partner. My husband and I had children later in life.

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19 Awesome Freebies Things for College Students

Coupons Do Work

I remember, not that long ago (I graduated from college in 2004) that being in college is great but the cost is expensive. I remember I had spent $800 Dollars (that was the USD amount as they had converted it for me) and I didn’t have that money in my bank account. Checking Accounts. Free Soda/ Pop (for Michigan people).

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3 Tips to Help You Manage a Windfall

Prairie Eco-Thrifter

Whether you have received a windfall as a birthday gift, graduation gift, or a tax refund, you still need to know how you can spend your money wisely. After you have paid off your debt, the next thing you need to do is invest your money on a certificate of deposit or a high-yield savings account. Remember the 5% that you saved?

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