Family Balance Sheet

APRIL 1, 2021

Follow these three action steps and the list of ideas below to find the cash for your fund. Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 28, 2014

My successes: My February grocery budget was $450 and I am happy to say that I stayed within our budget. I found it easier to keep a tab on my grocery spending and I’m going to continue to use cash. Action Step 1 : Plan your grocery budget for March. Grocery Budget Challenge Saving Money - In the Kitchen'

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

AUGUST 28, 2013

I''m happy to report that I was able to reduce our grocery spending in August by about $50 and I''ll put that money in our Christmas savings. Our grocery spending has crept up over that last several months and it was time to rein it back in. Set aside your monthly savings goal for September.

August 100

August Club Christmas Goals 100

Family Balance Sheet

MARCH 2, 2015

Meal planning is #1 way that I save money on groceries. Without a doubt, the 30-60 minutes I spend on Sunday planning our upcoming week’s meals saves me time, money and my sanity. If I see pork chops on sale at the store, I’ll search “pork chop recipes” on Pinterest for new ideas.

Meals 100

Meals Used Dinner Recipes 100

Family Balance Sheet

OCTOBER 9, 2014

Groceries. I talk a lot about grocery spending on this blog. My absolute #1 way for saving money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending. We used to spend hundreds of dollars a month going out to eat at restaurants.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

JANUARY 8, 2014

Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food. Not only do I need to get control of our grocery spending again, but I also am challenging myself with a new budget for January. Meal Planning Saves Time. Meal Planning Saves Money.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

FEBRUARY 16, 2016

Follow these three action steps and the list of ideas below to find the cash for your fund. Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. ” Trust me, YOU WILL SURVIVE! 2 – Reduce your grocery spending without sacrificing quality.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

MARCH 2, 2011

The weeks that I take the time to plan the menu are the weeks that I have control over our spending. The weeks were I don’t menu plan are the weeks that I’m at the grocery store multiple times or we get take out multiple times, leading to an out of control grocery spending. Menu planning saves me time.

Menu Planning 138

Menu Planning Menu Plans Economical Kitchen 138

Family Balance Sheet

JANUARY 1, 2015

This is the year that we will control our money and our debt and fear will not control us. I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. My Themes for 2015: 1. Debt Free Stories.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JULY 9, 2015

The idea of becoming debt free makes me downright giddy. When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. Here are some ideas from the Debt Free Stories interviewees: Olivia’s husband reffed basketball.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

Some items are fixed and are recurring each month, but other things are variable (change month to month) such as groceries, heating/cooling, clothing, restaurants. Use old receipts, bank statements to get an idea of how much you must spend. If X is greater than zero, then you are projecting to spend more than your income.

Budgeting 133

Budgeting Budget Financial Goals Goals 133