The Frugal Girl

JANUARY 9, 2024

At this point, I don’t even think about seeking out new items, buying second-hand is just second nature. For example, we’re very accustomed to buying anything we can second-hand at thrift stores, Craigslist, or Facebook Marketplace. We’ve saved so much money over the years shopping that way.

Oregon 191

Oregon Home and Garden Kids and Family Money 191

Prairie Eco-Thrifter

NOVEMBER 18, 2012

At one point or another, every homeowner eventually decides they want to either add something to their home, or renovate it one way or another. But if your family might very well move out in five to ten years anyway, then the question becomes a different one altogether: should you renovate or simply get a new home right off the bat?

Renovation 189

Renovation Home Work From Home Repairs 189

Family Balance Sheet

APRIL 9, 2021

The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business. Finishing those steps is our priority at the moment. Brain dump!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Saving Everyday

SEPTEMBER 12, 2022

I make a point to stop in regularly, as inventory changes quickly. I regularly find Magnolia Home items for dirt cheap, and they make great gifts! Income is ANY money that comes in (paychecks, side jobs, selling things, etc…). Shop at liquidation closeout stores. Our store has a LOT of overstock from Target.

Saving Money 52

Saving Money Money Saving Bills 52

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. These line-items include discount points, your loan’s origination fee and an appraisal fee to evaluate your home’s worth.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

DECEMBER 27, 2023

Pros and cons of personal loans for bad credit A bad-credit loan can help you get through an emergency, consolidate other high-interest debt or make necessary home repairs, but consumers with poor credit frequently get the highest personal loan APRs and fees. Fixed, predictable payments. On-time loan payments build credit.

Credit 52

Credit January Debt Credit Cards 52