Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

JUNE 22, 2020

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. Small home = Low Expenses. We’re STILL here! What could possibly go wrong?

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

JUNE 8, 2018

I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since. A zero-based budget is planning for every single dollar of after-tax income. How to Start a Budget (and be successful at it!). lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133