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How We Frugal-ed in January!

Family Balance Sheet

Frugal living is being intentional with our money and creative with our resources, so we have more to put towards the things that are important to us. We want to live WELL, on LESS Money. Frugal Kitchen in January: Meal Plan. I started a new grocery shopping routine in January and it is working out splendidly! Meal Plan.

January 130
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How To Save Money For Christmas

Teresa's Deals

If your like me, you are always looking for ways on how to save money for the Holidays. We always make a plan early in the year on how we are going to save when it comes to purchasing gifts for our loved ones. There are many ways you can save before and while you are shopping. How To Save Money For Christmas.

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How We’re Using Upromise to Save for College

Family Balance Sheet

I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education.

College 130
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Introducing the 2013 Christmas Savings Club

Family Balance Sheet

Unless it's paid with cash, that is one hefty credit card bill come January. a "I don't have to worry, because I've saved money" Christmas. a stressful January and beyond. We have to plan and save for it. January's Goal: Create your budget, divide by 11 and save your first month's goal.

2013 113
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1st Meeting of the Christmas Savings Club

Family Balance Sheet

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. Creating a Christmas spending budget in January really made me conscious of where that money was going to come from. It's awesome.

Christmas 127
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2019 Christmas Savings Club

Family Balance Sheet

On January 25, you might not want to even think about Christmas. But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. a stressful January and beyond. a relaxing Christmas.

2019 100
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Christmas Savings Club | April Meeting

Family Balance Sheet

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. How did YOU do in April?

April 100