Saving Cents With Sense

JANUARY 1, 2015

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Pack a lunch and watch your savings grow.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Couponing 101

JULY 26, 2011

Teach Kids to Save Money Tip #3. Example: If they buy lunch money then this is how much they need for it, this much for the football game on Friday, this much for savings, and this much for fun money. Teach Kids to Save Money Tip #4. Teach Kids to Save Money Tip #5. Then, you can help them budget with their money.

Saving Money 103

Saving Money Money Kids Debt 103

Coupons Do Work

SEPTEMBER 15, 2016

Lunch and Dinner. Join on-campus clubs and organizations, you might be able to get free lunches and dinners several times a week. Even if you just attend one club meeting a week, you could save as much as $50 a month in food. Checking Accounts. Here are 19 freebies for college students: Entertainment Freebies: 1.

Student 100

Student College Freebies Insurance 100

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. Add up how much you are spending in the morning and you’ll see how much you will save for your fund.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Saving Everyday

MARCH 27, 2012

Bumble Bee Tuna or Lunch on the Run 5-12 oz – 20% OFF. Savings go into a savings account that can be cashed out when you reach $5.00. Dannon Oikos Greek or Activia Selects Greek Yogurt or Parfaits $0.99. Use 2 – $0.50/2 2 Dannon Oikos, exp. 4/1/12 (SS 03/04/12). and also use $1/5 Dannon Oikos Meijer Mealbox.

Meijer 59

Meijer Land o lakes Raisin Bran Dannon 59

Prairie Eco-Thrifter

JUNE 14, 2012

The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement. Assess Your Bank Accounts The next simple thing is to look at your bank accounts; if you have several, think whether you need them all.

Simple 221

Simple Finance Budgeting Budget 221

Saving Everyday

AUGUST 1, 2011

Lunch Kits or Backpacks Any Variety 30% Off. On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Load digital coupons via Upromise – Savings come off at the register & go into a savings account. Office Works #2 Pencils 10 pk $0.50.

General Mills 51

General Mills Kroger Betty Crocker 2011 51

Prairie Eco-Thrifter

SEPTEMBER 25, 2014

After that, it’s my habit to transfer a portion of my pay to a savings account that I can’t touch; whether that’s my RRSP, my emergency fund or my TFSA. In fact, I’d have to set reminders to ensure that I didn’t just automatically do this if I wanted to take a different approach to saving. Money Tips'

Making 192

Making Emergency Fund Saving Debt 192

Coupons Do Work

JUNE 15, 2016

School Lunch Items: Pudding cups, lunch meat, single serve juices, Lunchables, PB&J, crackers, chips. Kids’ Health Items for National Childhood Obesity Awareness Month : Healthy foods for kids, prepackaged kids’ health lunches and snacks, lunch boxes, kids’ first aid supplies. and this is my favorite Boo month!

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Saving Everyday

APRIL 15, 2013

Field or Fischer’s Wieners Lunch Meat or Bologna, 5-12 oz $1.00. Oscar Mayer Lunch Meat, 7-9 oz $2.99. On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. 10 oz $5.99. $2/1

Kroger 40

Kroger Betty Crocker Tide Chef Boyardee 40

Saving Everyday

JANUARY 22, 2012

Oscar Mayer Beef Franks, 14-16 oz or Oscar Mayer Carving Board Lunch Meat, 7-7.5 On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. Pay: As low as $1.49. Pay: $1.99. oz $2.99. $1/2

2010 45

2010 Kroger Uncle Bens Healthy Choice 45

Saving Everyday

APRIL 8, 2013

Hillshire Farm Lunch Meat, 8-9 oz Tub $2.50. On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. The savings will come off your total automatically at the register.

Kroger 45

Kroger Campbells Betty Crocker Cheerios 45