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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

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Save Taxes: Negotiate A Reduction in Your Assessed Value

Prairie Eco-Thrifter

If you own real estate, you have been, or someday will be, confronted with a rise in your assessed property value. This usually leads to an increase in your real estate taxes! Increases in your assessed value can sometimes be negotiated downward, saving you tax money. Real estate market movement.

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Rent vs Buy Calculator: Should I Rent or Buy?

Savings Corner

Buy Calculator, things you may already know or have been tossing around in your mind: To make things easy, we made a number of assumptions about other typical costs that factor into this calculation. Your result assumes you’ll deduct on your taxes the costs for mortgage interest, PMI and property tax, and that your marginal income tax is 25%.

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Selling Your Investment Property?

Prairie Eco-Thrifter

Before you start spending your profits, take a breath and then sit down and think through what your net gain or loss might actually be – after taxes and all selling expenses. Some of the costs you may encounter in a real estate transaction can be quite expensive. Real Estate agent commission : Negotiable!

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This year may go down in real estate history as the year of correction. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Doing so will empower you to make the best decisions for your family — and your wallet. Buying a house: A step-by-step guide 1.

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Closing Costs Calculator – NerdWallet

Savings Corner

Closing costs are fees you pay to finalize a real estate transaction. A more detailed list of closing costs appears below, and your real estate agent can help estimate yours for your area and loan type. Closing costs include loan and service fees, taxes, government fees and insurance premiums. Breakdown of costs.

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Benefit from My Financial Mistakes

Prairie Eco-Thrifter

Don’t be afraid to dream big for the life you want to live, but make sure you can afford it. Consequently, I overpaid for cars and real estate my entire life and I let others underpay me for my services. Negotiation was not a skill that I learned. Learn to negotiate and practice it every chance you get! I bought new cars.