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The Pros and Cons of Choosing Home Exercise Over a Gym Membership

Prairie Eco-Thrifter

Exercise can help you to improve both your mental and physical health but for many people, affording a gym membership is out of the question financially. A gym membership doesn’t usually come cheap and over time, it may be cheaper to buy home gym equipment instead. Related posts: No Cost Refinancing – Pros and Cons.

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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance. I also include any quarterly or yearly registration fees, memberships dues, licenses, etc. Add up this list of bills and divide that total by 12.

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Overhaul Your Monthly Budget: Tips to Save Now So You Can Splurge Later

Saving Cents With Sense

By reducing your monthly expenditures, however, you can save yourself some cash while also reducing your stress levels. Here are a few simple ways to save. If you’ve stopped going to the gym, it may be time to cancel your monthly membership. Small changes can result in huge savings. Frugal saving tips'

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

I started our personal escrow account years ago, when we refinanced our mortgage. Also include any quarterly or yearly registration fees, memberships dues, licenses, etc. Every month, transfer this money into a savings account that is connected to your checking account. Add up this list of bills and divide that total by 12.

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Saving Tips & Free Crediting Monitoring

For the Mommas

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More.