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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! I built a monthly system to set aside money specifically for our yearly bills and while I still dread writing those large checks, I am no longer paralyzed by it. Set aside that new number every month.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This year may go down in real estate history as the year of correction. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Get started: Contact several local real estate agents and talk with them about your needs before choosing one.

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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

Perhaps your sibling has a drug problem and wants to buy more drugs with the money. We all know that giving or lending money to a friend or relative can be a recipe for disaster. Have a policy (have to talk over with the wife or I don’t mix money with family relationships).

Money 264
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Benefit from My Financial Mistakes

Prairie Eco-Thrifter

Ten years after I earned that BA, I was back in community college earning credits to become a computer programmer – a field I did research beforehand and one which provided ample returns on my time and money investment. Consequently, I overpaid for cars and real estate my entire life and I let others underpay me for my services.

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Save Taxes: Negotiate A Reduction in Your Assessed Value

Prairie Eco-Thrifter

If you own real estate, you have been, or someday will be, confronted with a rise in your assessed property value. This usually leads to an increase in your real estate taxes! Increases in your assessed value can sometimes be negotiated downward, saving you tax money. What is assessed value?

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Selling Your Investment Property?

Prairie Eco-Thrifter

Your best strategy may involve situations such as waiting until your income levels go down; gifting your property instead of selling it; waiting for the market prices to go up; selling now, even if at a loss; or living in your property for awhile before you sell it. Real Estate agent commission : Negotiable!

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Closing Costs Calculator – NerdWallet

Savings Corner

Closing costs are fees you pay to finalize a real estate transaction. A more detailed list of closing costs appears below, and your real estate agent can help estimate yours for your area and loan type. Tax monitoring and research fees pay for verifying the amount and payment of property taxes.