Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” ” – T.T. Munger As T.T.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Scroll down to the bottom to see the previous months’ totals and links. I allocated cash every month to the non-fixed categories like groceries, restaurants, clothing, and miscellaneous and stuck to the allocation.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? Would you like to reduce your grocery spending? Are you an impulsive grocery shopper? The grocery bill can get out of control for me if I’m not careful. This year, I need to reduce our grocery spending and I need to succeed.

Budgeting 174

Budgeting Budget Groceries Grocery 174

Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. To kick start your emergency fund savings, take the next 31 days and challenge yourself to find $1000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

The Frugal Girl

MARCH 6, 2024

If you have a chest freezer or other non-defrosting freezer, homemade bread can stay fresh for several months in its frozen state. And that’s why this semester I have two days of sim lab to start, but every week this semester from here on out, I have clinical days at the hospital. What is a sim lab? -M

Grocery Spending 189

Grocery Spending Groceries Grocery Sewing 189

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. Your income helps establish a baseline for what you can afford to pay every month.

Calculators 52

Calculators Debt Insurance Taxes 52

Family Balance Sheet

JANUARY 28, 2022

Are you spending more at the grocery store lately? Rising prices are affecting everyone’s bank account, and groceries are leading the way. Everyone is trying to figure out how to save money on groceries! Groceries is one budget category that can get out of control very quickly, and that’s before inflation.

Saving Money 130

Saving Money Groceries Grocery Money 130

Coupons Do Work

NOVEMBER 15, 2016

Amazon.com has the best deals and every six months, I stock up when the deals at local stores are not there. and in between Amazon, when the grocery stores have good deals with high value coupons, I pick up a few pieces here and there. In the need of a good price for paper towels? Smart idea for us frugal peeps! Pay $22.72 ($.94

Paper Towels 100

Paper Towels Viva Paper Frugal 100

Savings Corner

FEBRUARY 2, 2024

FULL LIST OF EDITORIAL PICKS: BEST CREDIT CARDS FOR GROCERIES Click the card name to read our review. Blue Cash Preferred® Card from American Express Our pick for: Overall highest rewards rate If your household spends a lot on groceries, gas, transit and streaming services, the Blue Cash Preferred® Card from American Express is for you.

Credit Cards 52

Credit Cards Groceries Grocery Credit 52

Family Balance Sheet

NOVEMBER 30, 2014

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. Through out the year, my grocery spending ranged from $425 – 500 a month.

Budgeting 124

Budgeting Budget Groceries Grocery 124

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. April will be a “we might not have an income” month.

Budgeting 246

Budgeting Budget Family Debt 246

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. How much of your salary should you save?

Saving Money 52

Saving Money Money Saving Bills 52

Saving Everyday

SEPTEMBER 12, 2022

While there are plenty of blog posts out there sharing ways to save money each month , many of them are overwhelming and unrealistic. I vividly remember him saving his change all year and having us kids roll it for vacation. Because of this, I became a bit obsessed with saving my money. Money saved is money earned.

Saving Money 52

Saving Money Money Saving Bills 52

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! Since I’m writing this post in October, we’ve got approximately three months to do this!

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

OCTOBER 2, 2022

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. Some months are more successful than others. There’s a better chance the healthy food will get eaten if it’s prepped, and it saves time on weekday mornings.

September 130

September Frugal Plants Pop Tarts 130

Coupons Do Work

APRIL 9, 2015

There are FOUR cereal coupons for April 2015 – Save $3.25 ! I stock up on cereal every six months. Grocery Coupons cereal coupons april 2015' off TWO (2) Nestle Nestum Cereals. off any one Nestle Nestum Cereal. off TWO BOXES Chex cereals. off ONE BOX Cinnamon Toast Crunch cereal.

2015 100

2015 April Cereal Nestle 100

Savings Corner

DECEMBER 27, 2023

NerdWallet recommends the simple 50/30/20 budgeting plan , in which you spend 50% of your earnings on necessities, no more than 30% on things you want and 20% on debt repayment and savings. Know where every dollar goes Find ways to spend more on the things you love, and less on the things you don’t.

Debt 52

Debt Refinancing San Antonio Rhode Island 52

Motherhood Moments

JUNE 25, 2023

As consumers continue to navigate through the uncertainty of the financial climate, alongside the rising cost of groceries, rent/mortgage payments, and household bills, budgets remain tighter than ever. Don’t let yourself become overwhelmed with the urge to spend more than you can afford on items, just because you think you should.

Amazon 130

Amazon Shopping Saving Wireless 130

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Well, I can tell you a number of ways to save money on household expenses. Saving on Grocery Bills. Do you get a headache when you open the utility bill every month?

Saving Money 222

Saving Money Money Bills Insurance 222

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Every month, there will also be action steps due by the next meeting.

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

MAY 22, 2016

Day 22 of 31 Days to Slash your Grocery Spending: Plan this week’s meals and shopping trip. Meal planning is really the cornerstone of smart grocery spending. If you do just one challenge this month, make it meal planning. Meal planning will save you time. Meal planning will save your sanity.

Grocery Spending 100

Grocery Spending Meals Groceries Grocery 100

Family Balance Sheet

MAY 15, 2016

31 Days to Slash your Grocery Spending. Meal planning is really the cornerstone of smart grocery spending. If you do just one challenge this month, make it meal planning. Meal planning will save you time. Meal planning will save your sanity. Meal planning will save you money.

Grocery Spending 100

Grocery Spending Meals Groceries Grocery 100

Coupons Do Work

OCTOBER 3, 2016

Actually it means saving as much money as you can before Christmas ! Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? Earn up to $100 per month with : TryMyUI.

Christmas 153

Christmas Swagbucks Bank Banking 153

Couponing 101

FEBRUARY 23, 2019

One thing new couponers are eager to learn is how to save more money. While it is important to learn how to save more, I think the more important thing to learn is how to spend less. The Jones family wants to learn how to save more. They might drive all over town to take advantage of the deals at every store.

Budgeting 81

Budgeting Budget Saving Eating Out 81

Family Balance Sheet

MAY 8, 2016

31 Days to Slash your Grocery Spending. Meal planning is really the cornerstone of smart grocery spending. If you do just one challenge this month, make it meal planning. Meal planning saves you time. Meal planning saves your sanity. Meal planning saves you money. Good luck with your meal planning.

Grocery Spending 100

Grocery Spending Meals Groceries Grocery 100

Couponing 101

MARCH 26, 2019

When I looked back at the last three months, I realized my resolution for saving money was not on track. At the end of the month, you might even have enough to treat yourself to a special gift! I recommend choosing the category where you currently spend the most money every month. Step 2: Determine Your Budget.

Saving Money 88

Saving Money Money Used Budgeting 88

Family Balance Sheet

JANUARY 9, 2012

Did you resolve to lower your grocery expenses in 2012? It can be intimidating to think about, but your grocery bill is one of the easiest expenses to reduce. Every Wednesday, I post a quick tip to help you save money in the kitchen. How to Save Money at the Apple Orchard. How to Save Money on Organic Food.

Grocery Spending 159

Grocery Spending Groceries Grocery Menu Planning 159

Family Balance Sheet

FEBRUARY 15, 2019

Looking for ways to save money on groceries? Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. These are strategies I use weekly to keep my grocery bill in line with our budget.

Saving Money 113

Saving Money Groceries Grocery Money 113

Family Balance Sheet

APRIL 22, 2016

Every week I share what we ate for the week on our budget. Our current monthly grocery budget for my family of 4 is $500. Want to lower your grocery bill? These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. 4 Simple Grocery Apps that Earn You Cash Back. It cost $19 for the 4 of us.

Budgeting 100

Budgeting Budget Kids and Family Freezers 100

Family Balance Sheet

DECEMBER 5, 2015

How I Saved this Week: 1. I earned $5 cash back from my favorite grocery apps, Checkout 51 , ibotta , Snap by Groupon , and SavingStar. They all rewards that were for Thanksgiving ingredients that were on my grocery list, so I wasn’t buying things that I didn’t need just to get the deal. Sunday: Turkey & Waffles.

Budgeting 100

Budgeting Budget Leftovers Thanksgiving 100

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Every month, there will also be action steps due by the next meeting.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Prairie Eco-Thrifter

MARCH 5, 2013

Eating out: our worst “frienemy” Saving busy professionals and parents from slaving in the kitchen after a long day at work, and bringing friends together, eating out is a cornerstone of our North American culture. As a result, I challenged myself, and my partner, to refrain from eating out for the remainder of that month.

Eating Out 222

Eating Out Restaurant Food and Wine Meals 222

Saving Everyday

NOVEMBER 3, 2023

Saving money on gas is a top priority for many. In this post, we will explore effective ways for saving money on gas. Tips for Saving Money on Gas Like most of our articles on saving money, it starts with taking an honest look at your overall budget and spending. This is a significant savings! off per gallon.

Saving Money 52

Saving Money Gas Money Fuel 52

Family Balance Sheet

NOVEMBER 14, 2014

I wish I could report to you that my husband and I ROCK our spending plan every month, but that is just simply not the case. Where We Saved Money this Week: I spent last weekend freezer cooking 8 recipes. This process should help me save money and time on our groceries. Giant rocked this week! So I paid $2.03

Saving Money 113

Saving Money Money Budgeting Budget 113

Family Balance Sheet

DECEMBER 11, 2015

How I Saved this Week: I stumbled on this markdown at Giant on a whole turkey. Every year at this time, I stock up enough to last me until next year. This Week’s Dinners: Every week, I share what we ate for the week on our budget. Want to lower your grocery bill? My #1 Simple Tool that Saves Me Hundreds.

Budgeting 100

Budgeting Budget Leftovers Costco 100

Family Balance Sheet

OCTOBER 14, 2013

In the month of October, my challenge will be to find $1000. If there is one line item in everyone’s budget that can get out of control it is groceries. If there is one line item in everyone’s budget that can get out of control it is groceries. So read through the below tips and attack that grocery bill!

Grocery Spending 113

Grocery Spending Groceries Grocery Finds 113

Family Balance Sheet

SEPTEMBER 22, 2017

Our monthly grocery budget for my family of 4 is $500. My husband is not a big fan, so I plan this easy dinner at least once a week or every other week. Want to lower your grocery bill? These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. 4 Simple Grocery Apps that Earn You Cash Back.

Budgeting 100

Budgeting Budget Financial Goals Tacos 100