article thumbnail

So You’ve Maxed Out Your Emergency Fund – Now What?

Prairie Eco-Thrifter

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . I remember a few months ago when I hit my $10,000 emergency fund target. You’ve spent the last several months saving for an emergency fund.

article thumbnail

Find out How Chris & His Wife Paid off $52,000 in 7 Months

Family Balance Sheet

No more shopping, no more random Target trips, no more Home Depot weekends, and no more cable television. NO, we can’t go on vacation with you this summer”. “ We invest heavily into our retirement accounts and also into our kids’ college savings accounts. We Rolled Up Our Sleeves and Got to Work.

Debt 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

account the greater the chances it would get spent. 4 – I stopped going to Target. were not about to give up a summer vacation! friends or family to save on housing costs, and we put a little bit from. each check into a savings account. had a small amount already saved for a tiny vacation.

Debt 100
article thumbnail

What to Do With Money: A Mom’s Guide to Smart Money Management

Penny Pinchin' Mom

Do you have a retirement plan or a healthy savings account? ” – Warren Buffett In all my years of saving money and financial planning, I’ve found this one piece of advice to be quite sound. Set personal and financial goals for your savings. This is something every parent needs to think about.

Money 52