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How We’re Using Upromise to Save for College

Family Balance Sheet

Way back in 2008 I signed up for a Upromise account and then it sat unused for many years. Back in 2008, I was a mama to a toddler and infant, so a lot of things slipped my mind. Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges.

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Why Use Cash?

Prairie Eco-Thrifter

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. Occasionally merchants will discount the price because they don’t have to pay the credit card fees on your purchase. That day the entire credit system nearly collapsed.

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4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Let’s say one of your goals is to improve your credit rating quickly to get a better rate on a 30-year mortgage, and you’re carrying two credit cards with balances. Though the interest rate might be higher on credit card A, the balance is higher on credit card B.

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What’s the Most Energy Efficient Form of Transportation

Prairie Eco-Thrifter

Due to the recent high gas prices, he has been focused on researching gas credit card offers, most recently writing reviews of the 76 credit card and the Chase BP gas card. Will the summer of 2011 be a repeat of 2008? Guest Post Author Bio: Michael is the founder of CreditCardForum.com.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?

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US Presidents and Personal Finance

Prairie Eco-Thrifter

In spite of his claims of struggling to pay off college debt, driving a car with a rusted out floor board and credit card debt that was ‘tough to pay off’ as presented on “ President crashes personal finance party ”, Barrack Obama and wife Michelle are worth millions – at least 2.8

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Best of Money Carnival #112

Prairie Eco-Thrifter

In 2008, one of the greatest movies of the decade came to cinemas: The Dark Knight. Number 8 : Glen at Free From Broke tells us what a credit card number is. Ever wonder if a credit card number has a rhyme or reason? Jason shares his tips on how to make your site stand out. Well it does.

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