Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. Dave Ramsey has a plan and it has worked for millions of people. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

AUGUST 11, 2016

You work until you are 65 and then retire. Work for the same company for 35+ years. Another friend chimed in, “we’ll never stop working, retirement isn’t possible.” It’s FREE when you sign up here for my weekly newsletter. Start Saving for your Emergency Fund TODAY!

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

OCTOBER 18, 2019

2016 & 2017 Update. We still have a mortgage, so we’re technically not DEBT-FREE, but we paid off over 6 figures of business debts and student loans since 2012 and have wiped out our NON-mortgage debt. 1 – Save a starter Home Emergency Fund. 8 – Start college funds for our two girls.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 2, 2017

She hit that goal in September 2016. Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence. Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE! 5 Steps to Crush Debt + a FREE Debt Payoff Tracker.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 17, 2018

2 Additional Goals: If we save the $10k early, we’d like to work on the following 2 goals. We work hard and really relish our time away and most of the trips we have planned for 2018 will involve our pop-camper. 2016 Update. Save a starter Home Emergency Fund. An Update on Medi-Share – September 2017.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We’re no spring chickens, so in November 2016, we started contributing again to our retirement. Read: How to Get a FREE Gym Membership.

Debt 130

Debt Health Insurance Insurance Budgeting 130