Family Balance Sheet

MAY 6, 2020

I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan. As self-employed small business owners, we felt we needed to adapt Dave’s strict 7 baby steps to our lifestyle so we included our business and added many more steps. Boy am I glad we don’t have that loan right now!

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Overwhelmed with everything, I wrote our first Debt Freedom Plan based on Dave Ramey’s 7 Baby Step strategy but tailored to our lifestyle. We buy reliable vehicle brands that are built to drive for many many years.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 17, 2018

If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! If not, we’ll start saving in 2019. We will need to cut back on dining out, but it is unrealistic for me to say we won’t eat at restaurants this year. Move up the Student Loan Payoff Date.

Financial Goals 113

Financial Goals Goals 2018 Debt 113