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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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How to Avoid Impulse Spending

Prairie Eco-Thrifter

Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Figure out your cost of housing and food per month.

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

What about when your bills are simply pulling you under? Your bills are going to be there, and you can’t simply not save money because you have to pay bills. Dine In This is a tricky one because not everyone likes to do the chores that come with dining at home. We are talking, what, 10%?

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. What are your financial goals now?

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

We lowered our living expenses and looked at our bills and decided what we could live without. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. What are your financial goals now?

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Are you paying too much for home/auto insurance, cable, internet, cell? Collect your bills and start shopping around for new vendors. Barter your gym membership!