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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

Dine In This is a tricky one because not everyone likes to do the chores that come with dining at home. But think about how much you would be saving in terms of transport, drinks, food, entertainment, and the potential bail money should things get out of hand. My family chooses to eat out once per week, for example.

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Find Out How Ruth and Her Husband Paid off Their Mortgage

Family Balance Sheet

My husband was formerly an aerospace engineer but is now a stay-at-home-dad, and I run a blog called LivingWellSpendingLess.com. For fun we mostly like to hang out at home—we’ve really worked to create a comfortable space that people love to visit, and so we are constantly entertaining and having people come and stay.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

We ate at home a lot and watched our food budget carefully. Daniel cut some of his business expenses by cutting out a monthly fee for a co-working space and cutting out monthly charges for services he didn’t need anymore. It’s feels nice to spend money on a date night out. What are your financial goals now?

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How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

We started cooking at home more, a big issue for us was eating out. So we would cook at home and take leftovers for lunch the next day. What are your financial goals now? To finish Baby Step 3B (save a house down payment) and buy our next home. We were sticky on a spending freeze. I am very happy.

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Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

Family Balance Sheet

I am a stay at home mom and freelance marketer and my husband works in the construction industry. The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. We gave up eating out, cable, driving as many places. What are your financial goals now?

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