article thumbnail

8 Action Steps for a Frugal February!

Family Balance Sheet

Do you know how much money is flowing in and out of your bank accounts? 3 – Cook/Eat from the pantry and freezer. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. Supplement with stuff that’s on sale at the grocery store. 2 – Track your cashflow.

February 130
article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. He took the truck to our mechanic because a dashboard light came on. But the truth is, we have the money. How would you pay for an unexpected car repair?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

5 Ways to Trim Your Budget For Your Child’s College Fund

Prairie Eco-Thrifter

Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Place these copies in the home office and make them readily available for review at any time. Going to the movies, having drinks with friends, or going to paid sporting events can be expensive.

College 100
article thumbnail

Frugal February

Family Balance Sheet

If you need encouragement and guidance with your budget, join my private Facebook group: Family Budgeters Unite! Check out the group and watch my Facebook LIVES where I describe the steps to writing a budget. This is to keep out any trolls and help to keep the group a safe and encouraging place.). 2 – Track your cashflow.

February 100
article thumbnail

Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

Tell us about you and your family. San Antonio, Texas is our home when we aren’t traveling the world. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. Daniel took on an extra job doing support work for an online company that he could do from home.

Debt 245
article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. How much can you save just by cutting out non-essential spending? He took the truck to our mechanic because a light came on on the dashboard.

article thumbnail

5 Easy Budget Categories to Reduce

Family Balance Sheet

Restaurants can be a huge drain on any budget, but there are ways to enjoy a meal out without spending a lot of money. We are now more committed to save money and we eat mostly at home, BUT we do enjoy at a few meals out each month. I shared our strategies in this post, 15 Smart Ways to Save Money when Eating Out.

Budgeting 100