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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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How to Avoid Impulse Spending

Prairie Eco-Thrifter

We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Now remember, deciding how much to spend on non-essentials (entertainment, dining out, shopping) and how much to put away in your savings can be tricky.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

Dine In This is a tricky one because not everyone likes to do the chores that come with dining at home. But think about how much you would be saving in terms of transport, drinks, food, entertainment, and the potential bail money should things get out of hand.

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Find Out How Ruth and Her Husband Paid off Their Mortgage

Family Balance Sheet

My husband was formerly an aerospace engineer but is now a stay-at-home-dad, and I run a blog called LivingWellSpendingLess.com. For fun we mostly like to hang out at home—we’ve really worked to create a comfortable space that people love to visit, and so we are constantly entertaining and having people come and stay.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

4 – Skip the AM drive-thru and eat breakfast at home. If you find yourself hitting the drive-thru on your way to work, start making your breakfast and brewing your coffee at home. 6 – Eat dinner at home. 11 – Find free entertainment. Yep, you don’t need to spend a dime to entertain your family.