Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JUNE 18, 2021

Retirement has become an uncertain landscape for many families as they’ve watched economic markets shift and debt grow while financial burdens wreak havoc. But even if you’re in your later years and retirement feels only a few years away, there are actions you can take to plan for yourself and your family.

Insurance 100

Insurance Re-use Delivery Service Family 100

Family Balance Sheet

MAY 31, 2016

Is an unexpected expense threatening your bank account? Or maybe you’re trying to build your emergency savings account, or save for a vehicle? stuck to our budget of $500 a month for my family of 4. Need to find some wiggle room in your budget?

Grocery Spending 100

Grocery Spending Groceries Grocery Budgeting 100

Family Balance Sheet

OCTOBER 10, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. This is not an account to fund anything else–ever!

Finance 100

Finance Property Taxes Organic Organization 100

Prairie Eco-Thrifter

JANUARY 30, 2013

Know where these items are, and make sure other family members know as well. If you have limited storage space, at least put together a 72-hour kit for each member of your family. Make sure that you understand escape routes from the house, and that you drill family members on how to get clear of the house, and where to meet.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

MAY 20, 2014

It’s quite another to let a few thousand dollars (or even more) sit in a low-yield bank account that doesn’t serve much of a purpose. You could flip a house, or buy a multi-family complex and rent out the units. The money might be gone, but my family’s lifestyle is improved.

Money 200

Money Emergency Fund Work Advantage 200

Penny Pinchin' Mom

MARCH 11, 2024

Here are my most effective 20 ways of saving money fast so you can start trekking toward your savings goal. Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget. Automate Your Savings Now that I had the baseline ($600 a month), the next step was to automate the process.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

NOVEMBER 30, 2014

One way to do this in a two income family is to live off of one income and bank the other. Figure out what you need to live and put the rest in a secure account. Put the holiday gift of cash into your account. Put the savings you made at the grocery with coupons into the savings account. We did that.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

AUGUST 11, 2016

” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. Start Saving for your Emergency Fund TODAY! Start here!

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JULY 30, 2012

This simple scenario shows that small things can build to significant gains. The secret to financial success is actually saving small amounts regularly, even just $5 or $10 at first, and then putting these savings to work for you. Save With Each Paycheck Promise yourself that you will save something out of every paycheck.

Debt 202

Debt Budgeting Budget Finance 202

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. But since our trips also include visiting my family for a week or so, we always spend more than what we’ve budgeted. If I don’t use them for a trip, I save the for Christmas).

March 86

March Disney Friends And Family Sale Vacation 86

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? There are many reasons for this, but chief amongst them are the facts that you need a credit card to do anything online, and you also should have one in order to begin building a credit rating.

Money 133

Money Finance Personal Finance Real Estate 133