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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. receipts, statements, all upcoming bills, and any other history of your spending. lined paper.

Budgeting 133
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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Alan and I are now completely retired and financially secure, but it was our frugal ways that got us here, and our habits have not changed. We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. What’s your best frugal win? Made me proud!

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

You can use these funds as retirement income, to pay medical bills or for any other goal. Step 5: Get your paperwork in order Gather recent pay stubs, federal tax returns, bank/brokerage statements and anything else your mortgage lender requests. Your credit score will temporarily take a hit.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. Your bank or credit card company might offer free access to your score or credit report, too. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills. Determine the maximum loan you qualify for.