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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. sewer/trash bill – due quarterly.

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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Do you go into panic mode when your car insurance bill arrives? Does your property tax bill give you anxiety? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Your bank or credit card company might offer free access to your score or credit report, too. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills. If you discover any discrepancies, contact each agency and report the error. Determine the maximum loan you qualify for.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Alternatively, you may have to apply in person at your local bank or credit union branch.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. What’s your best frugal win? Made me proud!

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. receipts, statements, all upcoming bills, and any other history of your spending. lined paper.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

You can use these funds as retirement income, to pay medical bills or for any other goal. Step 5: Get your paperwork in order Gather recent pay stubs, federal tax returns, bank/brokerage statements and anything else your mortgage lender requests. Your credit score will temporarily take a hit.