article thumbnail

8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130
article thumbnail

Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Family Vital Information Binder

Family Balance Sheet

In fact, it was one of my 2020 financial goals. I printed a recent statement or bill of each account and wrote any important details about each account number, the advisor or rep’s name and phone number, and the log-in password. Bank accounts. It took about two hours to gather everything needed for the binder.

Family 130
article thumbnail

10 Best Low-Risk Investments In April 2024

Savings Corner

Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. Most accounts are government-insured up to $250,000 per account type per bank, so you’ll be compensated even if the financial institution fails. Treasury notes stretch out up to 10 years.

April 52
article thumbnail

My Life Plan

Family Balance Sheet

A few years ago, we were struggling financially and I felt like our situation was hopeless. At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. Volunteer more at the local food bank.

article thumbnail

How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

What about when your bills are simply pulling you under? Your bills are going to be there, and you can’t simply not save money because you have to pay bills. Use Your Savings to Make Money While most banks do offer some interest earnings on your savings, there are better places to put that money with high interest rates.

article thumbnail

Spring Clean.Your Finances

Family Balance Sheet

Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals. Organize your financial paperwork. When was the last time you reviewed them.

Finance 127