article thumbnail

Debt Consolidation Calculator | Bankrate

Savings Corner

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52
article thumbnail

What Is A Personal Loan?

Savings Corner

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum.

Debt 52
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How to Recognize the Hidden Costs of Christmas & Trim the Fat

Saving Cents With Sense

If you’ve got dishes to prepare for the office potluck, dinner at the in-laws and Christmas morning breakfast—in addition to your annual holiday baking—you’ve got some big grocery bills that figure into the cost of Christmas. Start the New Year off right by making a commitment to save money and pay off debt.

article thumbnail

How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. debts one by one. we still weren’t making enough money to cover all of our monthly bills. When we added my grad school loans to our other debts and our regular. you are debt free?

Debt 100
article thumbnail

Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

Family Balance Sheet

We rarely use a credit card and if we do, we pay it off right away. If we want to buy a car, we save and pay cash. We must have the money in the bank for every purchase. We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. Give to others.

Student 100
article thumbnail

5 Ways to Reduce Your Debt

Prairie Eco-Thrifter

Are you currently in debt? Are you feeing overwhelmed with the number of bills or creditors you have to pay off? Like many of us who have previously been in debt, I know how difficult financial management can be. Make sure that you are aware of exactly what is coming in and going out of your account each month.

Debt 113
article thumbnail

Over 40 and Worried about Money? Start here!

Family Balance Sheet

” Recently Go Banking Rates conducted two studies on savings rates with startling results. We charted out our course of action to pay off debts and start saving for retirement. A fair amount of Gen Xers feel that retirement sounds like a nice concept, but is hardly achievable. Write these dreams down on paper.